Commercial Real Estate Financing
A commercial property, is a kind of real estate that is used only for business purposes. Commercial real estate loans allow businesses purchase or renovate property and finance this through a loan. Another term for this is commercial mortgages, which basically means use of funds to finance commercial real estate for mixed-use buildings, retail centers, and office buildings.
Investment in Commercial real estate (CRE) offers numerous advantages over residential investments, and obviously the best reason to invest is the earning potential. Commercial properties are a smart way to generate a steady passive income stream. The value of a commercial property can be affected more by economic growth and production which have a direct impact on rents, demand and construction. This basically means the price of a small commercial property in most cases might be higher than a residential property.
Types Of Loans Available For Commercial Property Investment
A complete list is provided on the left side of this page, broadly commercial real estate loans fall into five primary types.
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SBA 7(a) loans
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Traditional commercial mortgages
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Bridge loans
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Hard money loans.
Interest Rates
Interest rates on commercial real estate loans are generally on the higher side and fluctuate regularly. Typically they range from 5% to 15% on commercial mortgages.
Commercial Loan Terms
Commercial real estate loan terms typically range from 3 to 30 years.
Down Payment
This really depends on the type of loan you decide to go for, down payments on commercial properties can range from 10% to 50% and even more.
From multifamily to office to industrial, our team of experts can help. We are just a call away, call us at 215-476-7000 or click the button below to contact online.
Finance Your Commercial Investment Property Today!
A Simple & Fast Process You Can Trust
Application Stage
You provide us a completed
application and pay for the appraisal.
We evaluate your credit.
Sent to Processing
One of our loan processors is assigned and works with you on gathering the rest of our required documentation.
Closing Date
Processor submits full loan package to underwriting team; once approved we schedule your closing.
Commercial Property
LoansRUs offers long-term financing for Personal Care Homes, office buildings, warehouses, auto repairs shops, day care businesses, hotels, motels and/or more. We have been able to secure financing to our affiliated partners The Insurance Masters clients.
Multi-Family Lending
LoansRUs offers long-term financing for your rent-ready multi-family apartment buildings of three units or more. Use our financing long-term or during the transition from a value-add rehabilitation to permanent government-sponsored mortgage finance. So long as the property is rent-ready, LoansRUs is able to find a mortgage company based on property on market rent and vacancy rates.
Mixed-Use Property Lending
LoansRUs offers long-term financing for mixed-use properties consisting of both residential and business units. These buildings typically consist of two or more residential units upstairs and one or more commercial units downstairs.
